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"Credit card companies will never tell you that their interest rates are pre-negotiated in a debt management plan, some as low as 0% with banks like First Premier, Firestones, Tiresplus, and Advanta."*

Our counselors are here to help consult you on your financial situation to see if you simply need: better budgeting, lower interest rates, or if you are behind on your payments, debt settlement as a cheaper and more effective alternative to bankruptcy.




We Are Experts at Consolidating & Reducing Your Debt!

"Credit card companies will never tell you that their interest rates are pre-negotiated in a debt management plan, some as low as 0% with banks like First Premier, Firestones, Tiresplus, and Advanta."*

Our counselors are here to help consult you on your financial situation to see if you simply need: better budgeting, lower interest rates, or if you are behind on your payments, debt settlement as a cheaper and more effective alternative to bankruptcy.

"How do you know which one to choose?"*

Debt Management Guys did thorough research on several companies and counsel you based upon to their ability to pay your debts. Our goal is to offer your programs that help your credit, lower your debt, and get you on the path to affordable payments while reducing your debt. If we could settle your debt for 10 - 40% of the original amount and pay it off in four years or less, would that help? We think so. To find out how low you can reduce your debt, enter your number below to be connected with a live representative today.


"After losing money in investments, I racked up $91,283 in credit card debt with an average interest rate of 18.7%. I enrolled in your DMP program and my average rate dropped to 6.39% to help me save over $160,662, $378 a month, and be debt free in 4.1 years. Thank you Debt Management Guys for getting me out of debt!"
- Mary Sanders - Shreveport, LA

"I had over $35,000 in credit card debt and my phone rang off the hook with creditors. I enrolled in your debt settlement program and your attorneys got those calls to stop and settled my debts for 35%. I can finally sleep again. Thank you so much for your help and answering my questions every step of the way."
- Bill Palmer - Omaha, NE

"My First Premier credit card interest rate shot up to a 29.99% interest rate when I missed a payment. They wouldn't work with me at all but after enrolling in your program, they dropped to a 0% fixed. Thank you for helping me stop paying ridiculous interest. "
- Cindy Williams - Seattle, WA


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Are you prepared to pay forever on your existing credit cards?® ?

Find out just how long it really takes to pay off your credit debt if you were to continue to make your monthly payments to the Credit Card Companies like you are now. Click Here »

Debt management plans and your credit report: By Experian® ?

"In those cases, the individuals usually are already so mired in debt that their credit scores are very poor. The negative impact of settling their debts in the short term is outweighed by the long term objective of reducing or eliminating their existing debt." Read The Experian Article »